:root{--navy:#10285d;--navy2:#081a40;--gold:#d9a52a;--gold2:#efbf45;--ink:#182238;--muted:#69758d;--soft:#f4f7fb;--line:#e4e9f1;--white:#fff;--shadow:0 22px 60px rgba(10,31,72,.13);--radius:24px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,Segoe UI,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{text-decoration:none;color:inherit}img{max-width:100%;display:block}.container{width:min(1180px,92%);margin:auto}
.topbar{background:var(--navy2);color:#e8edf8;font-size:12px}.topbar .container{display:flex;justify-content:space-between;gap:20px;padding:8px 0}
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(16px);border-bottom:1px solid rgba(16,40,93,.08)}nav{height:82px;display:flex;align-items:center;justify-content:space-between}.brand img{height:76px;object-fit:contain}.navlinks{display:flex;align-items:center;gap:25px;font-size:16px;font-weight:700}.navlinks a{position:relative}.navlinks a:after{content:"";position:absolute;left:0;bottom:-8px;width:0;height:2px;background:var(--gold);transition:.25s}.navlinks a:hover:after{width:100%}.btn{display:inline-flex;align-items:center;justify-content:center;border:0;border-radius:999px;background:var(--gold);color:#fff;padding:13px 22px;font-weight:800;cursor:pointer;box-shadow:0 10px 25px rgba(217,165,42,.24);transition:.25s}.btn:hover{transform:translateY(-2px);background:#c79218}.btn-dark{background:var(--navy)}.btn-outline{background:transparent;color:var(--navy);border:1px solid rgba(16,40,93,.22);box-shadow:none}.menu{display:none;background:none;border:0;font-size:28px;color:var(--navy)}
.hero{min-height:680px;display:grid;align-items:center;position:relative;overflow:hidden;color:#fff;background-position:center;background-size:cover;background-attachment:fixed}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(6,21,52,.94),rgba(6,21,52,.72) 48%,rgba(6,21,52,.22))}.hero-content{position:relative;max-width:760px;padding:110px 0}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:12px;font-weight:900;color:var(--gold2);margin-bottom:16px}.hero h1{font-size:clamp(43px,6vw,75px);line-height:1.02;letter-spacing:-.045em;margin:0 0 22px}.hero p{font-size:19px;color:#e7edf8;max-width:680px;margin:0 0 30px}.actions{display:flex;gap:13px;flex-wrap:wrap}.hero .btn-outline{color:#fff;border-color:rgba(255,255,255,.42)}
.page-hero{min-height:420px;background-position:center;background-size:cover;background-attachment:fixed;display:grid;align-items:end;position:relative;color:#fff}.page-hero:before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(7,24,57,.93),rgba(7,24,57,.25))}.page-hero .container{position:relative;padding:100px 0 65px}.page-hero h1{font-size:clamp(38px,5vw,62px);line-height:1.05;margin:0 0 12px}.page-hero p{max-width:700px;color:#dfe6f2;margin:0}
.stats{margin-top:-52px;position:relative;z-index:5}.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);background:#fff;border-radius:20px;box-shadow:var(--shadow);overflow:hidden}.stat{padding:26px;border-right:1px solid var(--line)}.stat:last-child{border:0}.stat strong{display:block;color:var(--navy);font-size:30px}.stat span{color:var(--muted);font-size:13px}
section{padding:100px 0}.section-head{max-width:760px;margin-bottom:45px}.section-head h2{font-size:clamp(32px,4vw,52px);line-height:1.08;letter-spacing:-.035em;color:var(--navy);margin:8px 0 14px}.section-head p{color:var(--muted);font-size:17px}.pill{display:inline-block;padding:7px 13px;border-radius:999px;background:#eef2fa;color:var(--navy);font-size:11px;font-weight:900;text-transform:uppercase;letter-spacing:.08em}
.grid2{display:grid;grid-template-columns:1fr 1fr;gap:70px;align-items:center}.media{border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}.media img{width:100%;height:540px;object-fit:cover}.copy p{color:var(--muted);margin:0 0 17px}.checks{display:grid;gap:12px;margin-top:25px}.check{display:flex;gap:10px}.check i{width:22px;height:22px;background:var(--gold);color:#fff;border-radius:50%;display:grid;place-items:center;font-style:normal;font-size:12px;flex:none}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.soft{background:var(--soft)}.card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:30px;box-shadow:0 5px 25px rgba(10,31,72,.04);transition:.3s}.card:hover{transform:translateY(-8px);box-shadow:var(--shadow)}.icon{width:52px;height:52px;border-radius:15px;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:22px;margin-bottom:20px}.card h3{margin:0 0 8px;color:var(--navy);font-size:21px}.card p{margin:0 0 13px;color:var(--muted);font-size:14px}.card ul{padding:0;margin:0;list-style:none;color:#4f5b72;font-size:14px}.card li{margin:7px 0}.card li:before{content:"✓";color:var(--gold);font-weight:900;margin-right:8px}
.parallax{min-height:500px;display:grid;place-items:center;text-align:center;color:#fff;background-position:center;background-size:cover;background-attachment:fixed;position:relative}.parallax:before{content:"";position:absolute;inset:0;background:rgba(6,22,53,.7)}.parallax-inner{position:relative;max-width:820px}.parallax h2{font-size:clamp(35px,5vw,58px);line-height:1.08;margin:10px 0 16px}.parallax p{font-size:18px;color:#e5ebf5;margin-bottom:28px}
.features{display:grid;grid-template-columns:1fr 1fr;gap:22px}.feature{border-bottom:1px solid var(--line);padding:18px 0}.feature h3{margin:0 0 5px;color:var(--navy);font-size:17px}.feature p{margin:0;color:var(--muted);font-size:14px}
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.step{background:rgba(255,255,255,.055);border:1px solid rgba(255,255,255,.14);padding:27px;border-radius:18px}.step b{font-size:40px;color:var(--gold2)}.step h3{margin:8px 0}.step p{font-size:14px;color:#cbd5e8}.navy-section{background:var(--navy);color:#fff}.navy-section .section-head h2{color:#fff}.navy-section .section-head p{color:#cbd5e8}
.table-wrap{overflow:auto;border:1px solid var(--line);border-radius:18px}.table{width:100%;border-collapse:collapse;min-width:720px}.table th,.table td{text-align:left;padding:17px;border-bottom:1px solid var(--line)}.table th{background:var(--navy);color:#fff}.table td{color:#5c687e}
.faq{display:grid;gap:12px;max-width:900px}.faq details{border:1px solid var(--line);border-radius:15px;padding:18px 20px;background:#fff}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.faq p{color:var(--muted);font-size:14px;margin:12px 0 0}
.cta{background:linear-gradient(135deg,#f5f0df,#fff)}.cta-box{display:flex;justify-content:space-between;align-items:center;gap:25px;padding:48px;border-radius:28px;background:#fff;border:1px solid #eee4c9;box-shadow:var(--shadow)}.cta h2{margin:0;color:var(--navy);font-size:37px;line-height:1.1}.cta p{color:var(--muted);margin:10px 0 0}
.contact{display:grid;grid-template-columns:.85fr 1.15fr;gap:55px}.contact-list{display:grid;gap:20px;margin-top:25px}.contact-item{display:flex;gap:14px}.contact-item b{display:block;color:var(--navy)}.contact-item span{color:var(--muted);font-size:14px}form{background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);padding:32px;border-radius:22px;display:grid;gap:15px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:15px}input,select,textarea{width:100%;padding:14px 16px;border:1px solid #d9e0eb;border-radius:12px;font:inherit;outline:none}textarea{min-height:145px;resize:vertical}input:focus,select:focus,textarea:focus{border-color:var(--navy)}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.post{overflow:hidden;border-radius:20px;background:#fff;border:1px solid var(--line);box-shadow:0 6px 25px rgba(10,31,72,.05)}.post img{height:230px;width:100%;object-fit:cover}.post-body{padding:24px}.post-body small{color:var(--gold);font-weight:800}.post-body h3{color:var(--navy);margin:7px 0}.post-body p{color:var(--muted);font-size:14px}
footer{background:#081a40;color:#cbd5e8;padding:60px 0 22px}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr;gap:45px}.footer-brand img{height:90px;margin-bottom:15px;filter:brightness(0) invert(1)}footer h4{color:#fff;margin:0 0 13px}footer a{display:block;margin:8px 0;font-size:14px}.copyright{border-top:1px solid rgba(255,255,255,.12);margin-top:35px;padding-top:18px;text-align:center;font-size:12px}
.reveal{opacity:0;transform:translateY(30px);transition:opacity .8s ease,transform .8s ease}.reveal.visible{opacity:1;transform:none}
@media(max-width:900px){.navlinks{display:none}.navlinks.open{display:flex;position:absolute;top:82px;left:0;right:0;background:#fff;padding:20px;flex-direction:column;box-shadow:0 15px 30px rgba(0,0,0,.1)}.menu{display:block}.stats-grid{grid-template-columns:1fr 1fr}.grid2,.contact{grid-template-columns:1fr;gap:35px}.cards,.blog-grid{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.topbar .container{flex-direction:column;gap:2px}.hero,.page-hero,.parallax{background-attachment:scroll}.stats{margin-top:-30px}.stats-grid,.cards,.blog-grid,.steps,.features,.form-grid,.footer-grid{grid-template-columns:1fr}.stat{border-right:0;border-bottom:1px solid var(--line)}section{padding:75px 0}.hero{min-height:610px}.hero-content{padding:85px 0}.hero p{font-size:16px}.cta-box{padding:30px;flex-direction:column;align-items:flex-start}.media img{height:420px}}

/* Inline SVG icon system */
.icon-svg{width:26px;height:26px;display:block;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.icon{display:grid;place-items:center}
.stat{position:relative;padding-left:78px}.stat-icon{position:absolute;left:26px;top:26px;width:34px;height:34px;color:var(--gold);fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.check i{display:grid;place-items:center}.check-svg{width:13px;height:13px;fill:none;stroke:currentColor;stroke-width:2;stroke-linecap:round;stroke-linejoin:round}
.contact-icon{width:46px;height:46px;border-radius:14px;background:var(--navy);color:#fff;display:grid;place-items:center;flex:none}.contact-icon .icon-svg{width:22px;height:22px}
.btn{gap:8px}.btn-icon{width:17px;height:17px;fill:none;stroke:currentColor;stroke-width:1.9;stroke-linecap:round;stroke-linejoin:round;flex:none}
@media(max-width:900px){.stat{padding-left:68px}.stat-icon{left:20px}}